![]() To help you follow the steps above and freeze your credit, the contact information for each reporting agency is below. You’ll receive confirmation from each bureau, providing you with the details of the freeze and your unique PIN (if done by phone). When placing a credit freeze request, the reporting agencies are required to lock your credit report within one business day if it’s done online or by phone and within three business days if it’s done by mail. These credentials will be required to unfreeze your credit in the future, so consider adding them to your Letter of Instruction and a password manager like Dashlane or LastPass. If you froze your credit online, you will have chosen a username and password. For example, if you froze your credit by phone, you will have created a unique PIN.
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